There are few decisions that are more courageous than choosing to seek treatment for your addiction. And it’s taken a lot to get you to this point – you may have lost a few of your closest relationships or struggled at work. Maybe you’ve completely hit rock bottom and have no idea which way is up.
Regardless of what led you to your decision, the last thing you need is for the fear of paying for treatment to get in the way.
Unfortunately, many people shrug off the possibility of recovering from addiction because they assume they won’t be able to pay for it. Or they’ve had so much trouble with insurance in the past that they don’t want to deal with the hassle and red tape. But the truth is, insurance can help you pay for treatment – you just need the right information and some guidance to figure it out.
In this article, we’ll share 5 key facts about insurance coverage for addiction treatment and explain how Fountain Hills Recovery can help you verify your insurance.
5 Facts about Insurance Coverage for Drug Rehab
1. Providing Insurance Coverage for Rehab is Required by Law
There’s a lot of guilt and shame mixed into addiction, and you may have wondered why insurance companies would even cover treatment. After all, you did this to yourself and don’t deserve treatment, right? Wrong. Addiction is a disease just like heart disease or diabetes. That’s why Congress passed the Mental Health Parity and Addiction Equity Act (MHPAEA) in 2008. By law, insurance companies have to provide equal coverage of treatment for addiction and mental health.
2. Your Insurance Plan is the Source of Truth
All insurance plans aren’t created equal, and the details of your insurance plan can also differ from one provider to the next. If you’re trying to determine if insurance could help you pay for treatment, your best bet is to consult your insurance plan and the benefits listed. If you’re confused about what is in your plan, our admissions team at Fountain Hills Recovery can help you determine what kind of insurance coverage you may be able to get for addiction treatment.
3. The Type of Treatment Can Affect Your Insurance Coverage
As much as we wish this were the case, insurance plans don’t always cover every type of addiction treatment available. When reviewing your benefits or talking to a representative from your insurance provider, be sure to check what type of treatment is covered. Are you interested in an inpatient treatment program? Try to find out if that type of program is covered and for how long. Knowing this information will make it easier for you to find a treatment center that will accept your insurance.
4. Your Claim Could Be Denied, but that Doesn’t Mean You Won’t Get Treatment
While your insurance plan may include drug or alcohol treatment, there’s always a chance your insurance provider will deny your claim. This sounds disheartening, but it doesn’t mean you’re out of options. Simply file an appeal and make sure you have proof that shows addiction treatment is medically necessary. Make sure to follow your insurance provider’s appeals process as accurately as possible. Our admissions team can guide you through the process and answer any questions you may have.
5. We Can Help You Verify Your Insurance
Figuring out if you are financially covered for addiction treatment can be stressful and overwhelming. At Fountain Hills Recovery, we truly care about what you’re going through and want to help you as much as possible. We want you to know that we’re on your side. When you call our Admissions team, we’ll walk you through the insurance coverage process and even help to verify your insurance for you. Our goal is to have you worry about money as little as possible, so that you can put 100% of your energy into recovering.
Get the Care and Treatment You Need at Fountain Hills Recovery
At Fountain Hills Recovery, our mission is to provide personalized, effective and caring addiction treatment at our luxury facility in Fountain Hills, Arizona. When you’re here, you will be able to disconnect from the outside world and focus on recovering from your addiction with our experienced and renowned staff.
If you’re ready to regain the hope, integrity and life you had before addiction, contact us today to learn more about our programs and treatment approach.